bjb Usaha Kredit Menengah
Loan Type
- Working Capital Credit
- Investment Credit
Credit Limit
Above Rp. 500.000.000,- up to Rp. 2 Billion
Term Period
Kredit Modal Kerja
Maximum 60 Months
Kredit Investasi
Maximum 96 months
For PRK & Demand Loan Max. 12 Months
Credit Application Requirements
Prospective individual Debtors include :
- Copy of applicant and spouse (if any) valid ID card along with supporting documents, if any (for example : statement letter of change name / driving license / passport).
- Copy of Marriage Certificate / Deed / Divorce / Death (if any)
- Copy of Family Certificate (KK) of Prospective Debtors
- Copy of Taxpaper Number (NPWP) of Prospective Debtors, and
- Copy of Trading Business Permit (SIUP) and/or other valid business licenses according to the business type (for example : SITU, SIUJK, TDP/TDPUP etc) on behalf of prospective Debtors
Prospective Business Entity Debtors domiciled and complies to Indonesian law include:
- Copy of valid Deed of Establishment including all the amendment deeds
- Copy of Indonesian Minister of Law & Human Rights Document (for business entities with Liability PT type)
- Copy of Management Valid ID Card or KTP (Directors and Commissioners) and owner / majority shareholder)
- Copy of Taxpayer Number (NPWP) on behalf of Company and its Management as well as owner / shareholder.
- Availability of Data & Business Legality Documents on behalf
Company.
- Copy of Trading Business Permit (SIUP) and/or other valid business licenses in accordance with the business type (for example SKDU / SKDP, SITU, TDP / TDUP, SIUJK etc.).
