bjb Purna Bhakti Credit (KPB)
bjb KPB is a credit facility provided by bank to the Debtors/Prospective Debtors with the status of Self-Retired or Widowed Retirees whose monthly retirement fund is channeled through the bank or pay office.
Product Features
Credit Limit
Up to an additional 500 million, above 500 million must be submitted with additional collateral.
Credit Period
Maximum credit period is 15 years with maximum age of 75 years.
Credit installments
Maximum calculation of credit installments is maximum 70% x Monthly Pension
Credit Requirements
Credit Form
Original Employement Decree and Latest Decree
Copy of Pension card
2 sheets Passport Photo of Husband and Wife 3x4 Size
Copy of Employee Card Marriage Certificate / Divorce Deed, Family Card
Valid ID card(KTP)