bjb Tandamata
General Provisions
- Designed for individual customers (Indonesian / Foreign CItizen) and non-individuals (Business / Legal Entity) in rupiah (IDR) and foreign currencies (USD and SGD).
- Joint accounts allowed with status and/or QQ (Qualitate Qua "in its capacity as").
- Provided with e-channel facilities include ATM Cards, bjb NET, bjb SMS, and SMS notifications (in rupiah only).
Cost Provisions
| bjb Tandamata Cost Provisions |
IDR |
| Initial Deposit |
Rp. 50.000 |
| Minimum Balance |
Rp. 25.000 |
| Admin Fee |
Rp. 6.000 |
| Closing Fee |
Rp. 15.000 |
| ATM Card Admin Fee |
Silver |
Rp. 7.500 |
| Classic |
Rp. 12.500 |
| Gold |
Rp. 15.000 |
| Gold (Visa) |
Rp. 15.000 |
| Platinum (Visa) |
Rp. 17.500 |
Interest Rate Provisions
bjb Tandamata (IDR) interest rate is defined as follows :
| bjb Tandamata
|
Interest Rates
|
| Balance < Rp 1.000.000
|
0.00% |
| Rp 1.000.000 ≤ Balance < Rp 50.000.000
|
0.70% |
| Rp 50.000.000 ≤ Balance < Rp 500.000.000
|
0.85% |
| Rp 500.000.000 ≤ Balance < Rp 1.000.000.000
|
1.20% |
| Balance ≥ Rp 1.000.000.000
|
2.00% |
Requirements
- Fill out Account Opening Form
- Available for Individual and Non-Individual Customers
- Bring Valid ID Card
- Indonesian Citizen: Valid ID Card / KTP.
- Foreign Citizens: Limited Stay Permit Card (KITAS) / Permanent Stay Permit Card (KITAP) / Permit Card in Accordance with Immigration Provisions.
- Company :
- Valid ID card KTP / SIM / Authorized Official’s Passport
- Business Permit (SIUP), Taxpayer number (NPWP), Company Establishment Deed and the latest amendments
*Terms and Conditions apply
bjb Tandamata Berjangka
Your future personal savings in Rupiah currency with certain monthly deposit amount in a certain period of time followed by insurance coverage benefits.
Product Features
- Free investment goals, free to determine your investment goals such as education, travel, worship, retirement or you name it
- Period starts from 1 to 10 years (multiple of 12 months)
- Flexibility in determining monthly deposit amount, starts from Rp.100.000 up to Rp.5.000.000 with a multiple of Rp.50.000
- Additional deposits can be made at any time by transfer mechanism through ATM or counter teller
- Direct prizes without drawing
Insurance Coverage
| Police Age |
Death or permanent disability due to illness |
Death or permanent disability due to an accident |
| ≤ 2 Years
|
No benefits
|
Pay the remaining monthly deposits until maturity all at once + death benefits *)
|
| ≤ 2 Years
|
Pay the remaining monthly deposits until maturity all at once + death benefits *) |
Pay the remaining monthly deposits until maturity all at once + death benefits *) |
Insurance Membership Requirements:
- Age of customer:18-64 years
- Maximum age of protection:65 years
- Maximum sum insured: Rp. 600.000.000 / customer
- Death compensation is given once customer dies for 10 (ten) times monthly deposit or a maximum of Rp. 50.000.000 (fifty million rupiah) per customer. (*)
Requirements for Tandamata Futures Savings
- Individual customers
- Identity card: Identity Card (KTP)
- Own a main account as source of funds (bank bjb Savings / Giro Account)
- Savings type available: Tandamata, Tandamata Gold, Business, Simpeda, bjb Tandamata My First, Tabunganku and Giro
bjb Tandamata Gold
bjb Tandamata Gold os a special savings for individual customers, for ease of transactions with attractive interest rates followed by free insurance protection with certain nominal balance
Benefit
- Free life insurance protection for certain balances.
- bank bjb ATM cards that function as ATM and debit cards that can be used for shopping and other payments.
- Free charge for passbook replacement (lost or damage)
- No additional administration fee once balance reach below the minimum balance
- Completed with SMS and Internet Banking services.
- Transaction available at 1.752 bank bjb ATMs, 81.348 bersama ATMS, 114.927++ Prima ATMs in all over Indonesia
Convenient Transaction
- Weekend Banking services on Saturday and Sunday various Branch Offices, providing an opportunity for you who cannot conduct banking transaction at the Branch on weekday because of your busy schedule.
Card Fees and Validity
| Cost Type |
Cost |
| Initial Deposi |
Rp. 500.000,-
|
| Minimum Balance |
Rp. 250.000,-
|
| Administration Fees |
Rp. 10.000,-
|
| Account Closing Fees |
Rp. 50.000,-
|
| ATM Card Admin Fee |
Silver |
Rp. 7.500 |
| Classic |
Rp. 12.500 |
| Gold |
Rp. 15.000 |
| Gold (Visa) |
Rp. 15.000 |
| Platinum (Visa) |
Rp. 17.500 |
bjb Tandamata Gold Interest Fees
| Tiering |
Rate |
| Rp. 0 < Rp. 50.000.000,- |
0.00% |
| Rp. 50.000.000 ≤ saldo < 500.000.000,- |
1.00% |
| Rp. 500.000.000 ≤ saldo < 2.000.000.000,- |
2.00% |
| Saldo ≥ 2.000.000.000,- |
3.00% |
bjb Tandamata Gold Insurance
- bjb Tandamata Gold customers who get Insurance Protection are customers with average monthly balance of Rp. 500.000.000,-
- Compensation is given to bjb Tandamata Gold customers once the customer dies due to an accident and daily hospitalization due to illness or accident, as long as they meet participant’s eligibility requirements.
| Hospital Care Benefit due to illness or bodily injury due to an accident |
| Average Monthly Balance Tiering |
Sum Insured |
| Rp. 500.000.000 ≤ Balance < Rp. 1.000.000.000,-
|
Rp. 500.000,- / day
|
| Rp. 1.000.000.000 ≤ Balance < 3.000.000.000,-
|
Rp. 1.000.000,- / day
|
| Balance > Rp. 3.000.000.000,-
|
Rp. 2.000.000,- / day
|
Requirements
- Fill the Account Opening Form
- Bring valid Identity Card
- Indonesian Citizen: Identity Card / KTP.
- Foreign Citizens: Limited Stay Permit Card (KITAS) / Permanent Stay Permit Card (KITAP) / Permit Card in accordance with Immigration Provisions.
bjb Tandamata My First
bjb Tandamata My First is an individual savings in rupiah currency as an educational savings for children to start learning and cultivate savings.
Benefits
- Free monthly administration fees for savings and ATM cards.
- Free ATM card submission fees
- Free cash withdrawal fees at all bank bjb ATMs.
- Attractive designs for Savings Book and ATM Card.
- ATM cards can be printed with the child’s name.
- Get bank bjb ATM Card that functions as an ATM and debit card for shopping and other payments. Free cash withdrawal transactions at all bank bjb ATMs, Bersama and Prima ATMs.
- Transaction available at 1.752 bank bjb ATMs, 80.000++ ATM Bersama, 114.927++ Prima ATMs in all over Indonesia.
Cost
| Cost Types |
Cost |
| Initial Deposit |
Rp. 50.000,- |
| Minimum Balance |
Rp. 20.000,- |
| Passive Account Fee |
Rp. 2000,- |
| Account Closing Fee |
Rp. 20.000,- |
| Card Replacement Fee |
Rp. 15.000,- |
| ATM Card Admin Fee |
Silver |
Rp. 7.500 |
| Classic |
Rp. 12.500 |
| Gold |
Rp. 15.000 |
| Gold (Visa) |
Rp. 15.000 |
| Platinum (Visa) |
Rp. 17.500 |
bjb Tandamata First Interest Rates
| Tiering Saldo |
Rates per Year |
| Balance < Rp. 500.000,- |
0.00% |
| Rp. 500.000,- ≤ Balance < Rp. 1.000.000,- |
0.25% |
| Balance ≥ Rp. 1.000.000,- |
1.00% |
Requirements
- Fill out Account Opening Form
- Maximum age to open an account is 17 years
- Attach valid Identity Card copy of birth certificate or family certificate (KK) of prospective customer (by showing the original)
- Attach valid, original KTP (Resident Identity Card) for Parents / Guardians, for foreigners submit a copy of ID card, passport followed by Limited
bjb Tandamata Purnabakti
bjb Tandamata Purnabakti is a savings account for retirees in IDR currency, which is used as a media for receiving pension funds and facilities. bjb Tandamata Purnabakti is intended for retirees under management of PT TASPEN and PT ASABRI ATM Cards according to customer needs.
Interesting Features
| Interesting Features |
| Initial Deposit |
Free |
| Minimum Balance |
No minimum balance |
| Administration fee |
Rp. 2.000,-/Month |
| Account Closing Fee |
Rp. 25.000,- |
| Administration Fee |
Rp. 2.000,- |
| ATM Card Admin Fee |
Silver |
Rp. 7.500 |
| Classic |
Rp. 12.500 |
| Gold |
Rp. 15.000 |
| Gold (Visa) |
Rp. 15.000 |
| Platinum |
Rp. 17.500 |
Convenience
- Provided with bank bjb ATM Card that functions as an ATM an debit card that can be used for shopping and other payments. Transaction available at 1.752 bank bjb ATMs, 80.000++ ATM Bersama, 114.927++ Prima ATMs tin all over Indonesia.
- Weekend Banking services on Saturday and Sunday at various Branch Offices, providing an opportunity for you who cannot conduct banking transaction at Branch on weekday because of your busy schedule.
- 24-hours service available for non-financial transactions, include balance / account transaction information, interest rates etc via bjb call 14049
bjb Tandamata Purnabakti Interest Rates
| Tiering |
Interest Rates |
| Balance < Rp. 500.000,- |
0.00% |
| Rp. 500.000,- ≤ Balance < Rp. 5.000.000,- |
1.00% |
| Rp. 5.000.000,- ≤ Balance < Rp. 50.000.000,- |
1.50% |
| Balance ≥ Rp. 50.000.000,- |
2.00% |
*Interest rate is calculated based on daily balance
Requirements
- Fill Account Opening Form
- Available for Individual Customers
- Bring Valid ID Card
- Indonesian Citizen: Valid ID Card / KTP.
- Foreign Citizens: Limited Stay Permit Card (KITAS) / Permanent Stay Permit Card (KITAP) / Permit Card in Accordance with Immigration Provisions.
- Taxpayer Number NPWP (If any)
- Retirement Decree / Retirees Membership Cards / Requests for Pension Fund Disbursement Through Account (SP3R) / Fill Pension Fund Payment Request Form.
Terms and Conditions apply
bjb Tandamata Dollar
Deposits in USD Dollars have become your needs, make sure your money is stored in an account that provides benefits, convenience in conducting transaction. bjb Tandamata Dollar is a reliable choice to fulfill your needs.
Benefits
- Depositing banknotes in USD100 denomination with good condition, free of commission fees *)
- Banknotes withdrawal up to USD 5,000 commission free *)
- Competitive exchange rates
- Attractive interest rates
Facility
- Cash / non-cash withdrawals can be done at foreign exchange bank branch offices in all over Indonesia
- Deposits can be made in cash / non-cash in Rupiah, US Dollar or other currencies
- Withdrawals can be made in various currencies, include Rupiah, US Dollar or other currencies while supplies are available.
Convience
- Weekend Banking services on Saturday and Sunday various Branch Offices, providing an opportunity for you who cannot conduct banking transaction at the Branch on weekday because of your busy schedule.
- 24-hours service available for non-financial transactions, include balance / account transaction information, interest rates and etc via bjb call 14049
| bjb Tandamata Dollar Cost Provision |
USD |
SGD |
| Initial Deposit |
USD 100 |
SGD 150 |
| Minimum Balance |
USD 100 |
SGD 150 |
| Administration Fee |
USD 1 |
SGD 1 |
| Account Closing Fee |
USD 5 |
SGD 5 |
Interest Rates
| bjb Tandamata (USD) |
Interest Rates |
| Balance ≤ USD 100 |
0.00% |
| USD 100 ≤ Balance ≤ USD 10.000 |
0.05% |
| USD 10.000 ≤ Balance ≤ USD 100.000 |
0.15% |
| Balance > USD 100.000 |
0.25% |
| bjb Tandamata (SGD) |
Interest Rates |
| Balance ≤ SGD 150 |
0.00% |
| SGD 150 ≤ Balance ≤ SGD 10.000 |
0.10% |
| SGD 10.000 ≤ Balance ≤ SGD 100.000 |
0.15% |
| Balance > SGD 100.000 |
0.20% |
Requirements
- Fill Account Opening Form
- Available for Individual and Non-Individual Customers
- Bring Valid ID Card
- Indonesian Citizen: Valid ID Card / KTP.
- Foreign Citizens: Limited Stay Permit Card (KITAS) / Permanent Stay Permit Card (KITAP) / Permit Card in Accordance with Immigration Provisions.
- Company:
- Valid ID card KTP / SIM / Authorized Official’s Passport
- Business Permit (SIUP), Taxpayer number (NPWP), Company Establishment Deed and the latest amendments
*Terms and Conditions apply
bjb Tandamata Bisnis
bjb Tandamata Bisnis is individual savings with various features and features that aimed at facilitating business transactions and optimizing your funds.
Benefits & Ease
- Available in Rupiah currency (IDR)
- Available feature; Autotransfer facility from bjb Tandamata Business account to bjb Giro Business and vice versa
- Savings book is completed with clearer and more complete transaction description
- Completed with SMS Banking and Internet Banking services
- Bank bjb ATM cards as ATM and debit cards can be used for shopping and other payments
- Transaction available at thousands bank bjb ATM networks, hundreds of thousands Bersama ATMs and Prima ATMs in all over Indonesia
- Weekend Banking services on Saturdays at several bank bjb branch offices for easy transactions outside business day
- 24-hours service available for non-financial transactions, such as balance information, account transactions, interest rates, etc. through bjb call 14049
Terms & Conditions
- Fill out the Account Opening Form
- Designed for individual and non-individual customers
- Copy of valid identity card :
- Indonesian Citizen
- Foreign Citizens
- Passport
- Limited Stay Permit Card (KITAS) / Permanent Stay Permit Card (KITAP) / In accordance with Immigration Provisions
- Copy of taxpayers number/NPWP (if any)
| Ketentuan Biaya
|
Tandamata Bisnis
|
Giro Bisnis
|
| Setoran Awal |
Rp 1.000.000,- |
Rp 2.500.000,- |
| Saldo Minimum |
Rp 500.000,- |
Rp 1.000.000,- |
| Biaya Administrasi |
Rp 10.000,- |
Rp 0,- |
| Biaya Penutupan |
Rp 100.000,- |
Rp 10.000,- |
| Biaya Rekening Pasif |
Rp 15.000,- |
Rp 0,- |
| Biaya Saldo Dibawah rata-rata 5jt/bln |
Rp 15.000,- |
Rp 0,- |
| Biaya Cetak ulang Rekening Koran |
0 |
Rp.2.500/lembar |
* For more details, please contact the nearest bank bjb branch office.
