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13 July 2020

Bank bjb Credit Stimulus Initiative Continues to Encourage MSME to Survive in Facing New Normal Period

TASIKMALAYA – The business continuity of MSME entrepreneurs in the country faces a serious challenge from the existence of COVID-19 pandemic. Stimulation on the business sector which is one of the backbones of the national economy is absolutely necessary. A strong capital foundation will make them survive in facing the crisis.

In order to encourage MSMEs to remain empowered in facing New Normal period, bank bjb provides its support by providing economic stimulation. One form of support is provided through the distribution of People's Business Credit (KUR) to entrepreneurs in two regions at once, Garut and Tasikmalaya Regencies.

Head of Corporate Secretary Division bank bjb Widi Hartoto, said the step is a form of the company's commitment to protect MSMEs businesses from challenges that arise due to COVID-19. The very central role of MSMEs in the anatomy of Indonesia's economy really needs to receive priority protection.

"With or without pandemic, bank bjb has a very strong commitment to be a loyal partner of MSMEs to grow and develop. This pandemic situation has further strengthened our commitment to share roles and burdens to restore the national economic situation, especially MSME entrepreneurs. "MSME capital, which is the backbone of national economy, is one of strategies to support the acceleration of economic recovery," said Widi.


The handover of KUR to MSME was carried out together with a series of visits by the Minister of Cooperatives and MSME Teten Masduki in training for cooperatives and MSMEs to deal with the COVID-19 pandemic of two regions in the East Priangan region. The training was also attended by West Java Deputy Governor Uu Ruzhanul Ulum, Head of West Java Provincial Secretary of Regional Secretariat Benny Bachtiar, Mayor of Tasik Budi Budiman, Tasik Regent Ade Sugianto, Garut Regent Rudy Gunawan, along with a number of ministry / agency officials and other regional agencies.

In Tasikmalaya, the event was held on Friday (7/10/2020) at Horison Hotel. The handover KUR was carried out by Head of bank bjb Tasikmalaya Branch Office Achmad Djuansjah accompanied by Head of bank bjb MSME Credit Group Program Division Firman. KUR worth Rp100 million was given to customers on behalf of Sutan Akbar Kusaeri who was pursuing a business in the spice sector.

In Garut, the event was held on Saturday (11/07/2020) at Harmoni Hotel. The handover of KUR was carried out by bank bjb Branch Manager Garut Maman Rukmana Branch Office and Head of bank bjb MSME Credit Group Program Division Denny Mulyadi. KUR worth 250 million is given to customers on behalf of Edi Nurcahyadi who is in the goyobod ice culinary business.

Besides to the two customers in Garut and Tasik, bank bjb has also channeled stimulus funding to MSME customers in various regions whose businesses were affected by COVID-19 pandemic situation. bank bjb recently distributed business capital loans to customers on behalf of Aminah, which is engaged in the business of advertising and bag shops with a limit of Rp110 million. In addition, bank bjb has also issued a policy of credit relaxation for business people that economically affected by COVID-19.

Beyond what has been done, bank bjb is committed to constantly pursue strategic economic support measures to all those who need it in order to revive the economic pulse. These initiatives were taken by the company to support the acceleration of National Economic Recovery (PEN) program launched by the government.

Stimulation of fresh funds that have been channeled is expected to strengthen resilience and increase the morale of customers. With increasing capital, it is expected that MSMEs can maintain or even expand their business scale so that the level of labor absorption can be maintained, so that citizens’ economic turnover the grassroots level does not experience significant obstacles.

"As a support besides financing, bank bjb also regularly held seminars and training in the framework of bjb PESAT program for MSMEs to convert challenges to business opportunities in the midst of pandemic. One of them is that we consistently provide recommendations so that MSME entrepreneurs more seriously in utilizing the digital marketing space since this model is increasingly relevant in the midst of growing new interaction habits," said Widi.


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