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13 August 2020

bank bjb Distributes Mesra Credit to Debtors in Karawang

KARAWANG –  bank bjb distributes the Prosperous Economic Community (Mesra) Credit to a group of debtors assisted by Babussalam Mosque Prosperity Council, Karawang Regency. Credit was handed over at the launching moment of Karawang Regency MSME Gallery on Wednesday (12/8/2020).

The nominal amount of financing channeled reached Rp.50 million. This financing facility with no collateral is indeed the precedence of community capital scheme especially in the current situation of COVID-19 pandemic which is full of challenges.

The handover of financing which coincided with the launching of MSME Gallery was attended by Regent of Karawang Cellica Nurrachadiana, Regional Secretary of Karawang Regency Acep Jamhuri, Head of Cooperatives & Small and Medium Enterprises Office Ade Sudiana, and Head of bank bjb Karawang Branch Office (KC) Arfandy. 

Head of Corporate Division bank bjb Widi Hartoto said that the distribution of Mesra Credit is part of company's efforts to push the agenda for the acceleration of national economic recovery (PEN). It is expected that this bank bjb capital facility can be utilized by the debtors to increase the capacity and scale of their business.

"bank bjb is committed to provide full support to every element of the citizen who strives to improve their welfare. As agents of economic driver, we are always ready to join hand-in-hand in growing and developing together," said Widi. 

Since it was first launched at the end of 2018, bjb Mesra Credit has indeed become the precedence in the midst of society. This Mesra Credit indeed can be used as an alternative financing for society. Besides no collateral, Credit Mesra is very easy to apply for.

To access capital through Kredit bjb Mesra, the requirements imposed are fairly simple in which groups of people with disabilities are asked to make a proposal containing a list of their needs along with the amount of funds. Later, the proposal is given to the oversight organization to be continued with bank bjb

Submission procedure is also carried out in groups with 5-10 members. Each person in the group can apply for credit up to Rp.5million. Apart from functioning as training coaching group, it also functions as a group of loan recipients since this credit has a joint responsibility system. The formed groups will receive training from bank bjb.


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