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11 September 2020

bank bjb Helps MSMEs Upgrade Warung to Become More Modern

BANDUNG – Micro, small and medium enterprises (MSMEs) engaged in the grocery store sector are required to adapt to changing times so that they remain in market’s competitive arena, especially to face modern retail shops or minimarkets whose existence are rapidly increase. Various improvement and rejuvenation here and there are something that must be done to maintain opportunities to develop in this competition. 

To implement these rejuvenations, adequate capital is needed. For the need of capital availability to be met, bank bjb provides support to grocery shop MSME players by opening the widest possible access to capital so that they can take advantage of access to capital for the benefit in developing their business scale.


One of bank bjb supports is manifested in collaboration with PT Digital UMKM Indonesia (DUI) as a company engaged in application solutions for retail and a total solution provider for modern digital kiosks with the aim of empowering MSME players. 

The signing of a cooperation agreement (PKS) was made between Head of MSME Credit Division of bank bjb Denny Mulyadi and Board of Directors of PT DUI Supardi Tan, Rizal Mulyana and Cliffian Wisan. The signing of PKS was also attended by Director of Commercial & MSME bank bjb Nancy Adistyasari, SEVP Business of bank bjb Beny Riswandi, Regional CEO 4 bank bjb Edy Kurniawan Saputra, Head of bank bjb, South Tangerang Branch Office (KC) Ockie Castrena Yuliawan, Head of bank bjb KC Sumber Anet Yulisthian, as well as Commissioner of PT DUI Didik Meiko.


Head of Corporate Secretary Division bank bjb, Widi Hartoto, said that this cooperation agreement is a form of bank bjb's commitment in collaborating with various parties to encourage the progress of MSMEs. The agreed cooperation is in line with the bank bjb business vision as an economic driving agent in various regions. With the capital provision from the utilization of banking financial service and facilities, MSME partners can develop their business better.

"As one of the national agents of change, bank bjb has the responsibility to constantly give contribution to the country. This principle has always been the most important thing to consider in every step of banking business. It has become the company's commitment to provide the best service for partners to support the business carried. The established synergy with bank bjb partners is expected to be a driving force to constantly develop and grow together," said Widi.


This collaboration makes bank bjb as one of the banks that is entrusted to provide funds distribution to traditional shop business owners, partners of PT DUI for capital needs. PT DUI itself through its program, diKios tries to facilitate traditional shop business owners who provide digital technology platforms to make it easier for them to run their business so they can compete in the midst of modern market competition.

bank bjb has the opportunity to distributes the financing facilities to stalls that are registered as members of diKios program where the pilot project of this program is implemented in Jabodetabek, West Java and East Java. It is expected that this established collaboration can help MSME players increasing their business scale in sustainable manner.


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