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26 November 2020

Farming Business Stimulation bank bjb Prepares Cardamom to Boost Pangandaran Economy

PANGANDARAN – Pangandaran Regency, which is located on southern coast of Java Island, is known as one of the icons of West Java and domestic tourism. Behind the popularity of Pangandaran as a tourist center, not many people know that this district, which is less than decade old, is also a cardamom center, both at national and even international levels.

Not only producing, the production of this body-warming spice in Pangandaran is also touted as one of the largest in the world. Therefore, the economic potential of this cardamom farming is quite large. Cardamom can become a symbol of Pangandaran's new economic strength with more optimal management.

To support the optimization of the economic potential of cardamom in Pangandaran Regency, bank bjb as a regional development bank took part by conducting financial stimulation of Pangandaran cardamom industry players. This financial stimulation is an important element that can be used to boost the optimization of cardamom's economic potential.

Located at the Office of PT Kapolaga Berkah Pangandaran Farmers-Owned Enterprises, Parigi District, Pangandaran Regency, West Java, Wednesday (11/25/2020), a memorandum of understanding (MoU) and a cooperation agreement was signed between bank bjb and National Secretariat of Farmers-Owned Enterprises. (Seknas BUMP) Indonesia.

The signing of agreement was attended by Head of MSME Credit Division bank bjb Denny Mulyadi, Regional CEO III bank bjb Nunung Suhartini, Head of bank bjb Pangandaran Branch Office (KC) Budi Nugraha, Head of bank bjb KC Banjar Ade Ruhafah, Assistant Deputy of Inclusive Finance and Sharia Finance, Coordinating Ministry Economy sector (online), Chairman of Indonesian BUMP Secretariat Sugeng Edi Waluyo, and Head of Agriculture and Horticulture Service of Pangandaran Regency, Sutriaman.

Head of Corporate Secretary Division bank bjb Widi Hartoto said this collaboration is an implementation of financial inclusion program from bank bjb through a partnership pattern with BUMP Indonesia as a farmer corporate agency. bank bjb fully supports the efforts of BUMP Indonesia as an off taker (buyer) of cardamom in Pangandaran to optimize economic potential of this superior spice commodity.

"As a driving agent, bank bjb will always escort the steps of various parties to maximize the economic potential of their business for mutual progress. The cooperation agreement with this partnership pattern is one of bank bjb concrete support in agricultural sector, in which bank bjb is also interested to contribute in every step of change by aiming at boosting regional economic potential," said Widi.

In line with Widi, in his remarks, Denny Mulyadi, head of MSME Credit Division bank bjb, said that with this scheme, farmers would benefit greatly since they could obtain market certainty from off takers and access the capital through bank bjb. The support provided by bank bjb also allows farmers to increase the quality and production capacity of their cardamom so that it will also produce higher economic value.

The partnership pattern in this cooperation is a mutually beneficial scheme for all parties, both for farmers, farmer corporate agency as off takers and bank bjb. By sharing tasks according to their respective capacities and functions, all parties involved in the collaboration will be able to obtain mutually beneficial benefits.

"This program is also a manifestation of bank bjb's commitment in encouraging and developing MSME players in various sectors in West Java where bank bjb is present in financial literacy education activities and business capital access, as well as an implementation of Integrated Community Economic Empowerment (PESAT) program which complements one another to ensure bank bjb’s participation in escorting partners in growing and developing businesses," said Denny.


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