BANDUNG – The rapid development of digital technology nowadays is inevitable, including the business world which is marked by the massive growth of e-commerce businesses in Indonesia, so that more transactions are carried out in non-cash. Payment methods such as debit cards, credit cards, electronic money, online payments and online credit are eventually become an option. The latest method is a payment system that uses a barcode or QR (Quick Response) Code which will be scanned every time a payment transaction is made.
But have you ever come to an outlet that provides QR Code for electronic money payments, but does not serve all types of electronic money? If you have, you might certainly feel annoyed and confused. Instead of being more practical and easier, using electronic money actually seems more complicated.
But now, there's no need to worry. Payment transaction for various types of electronic money is now available and can actually be made at all outlets that serve electronic money payments via QR Code scan. This is implemented in accordance with the provisions of Bank Indonesia (BI) as the authority holder of QR Code electronic money that BI wants the QR Code is available in all outlets to serve all types of electronic money payments that are officially licensed through the Quick Response Code Indonesian Standard (QRIS).
QRIS is the only QR that applies in Indonesia and was developed by BI and Indonesian Payment System Association (ASPI) some time ago with the aim to support a wider interconnection of payment system instruments and to accommodate the national financial transaction needs. bjb DigiCash, one of the multipurpose electronic money issued by bank bjb can also be used for transactions at outlets with QRIS logo.
Head of Corporate Secretary Division bank bjb Widi Hartoto said that the ease of making non-cash transactions is one of the benefits offered by digital money service providers. bank bjb through bjb DigiCash electronic money also offers a similar convenience guarantee, including the extensive payment access where bjb DigiCash can be used for various shopping needs.
"The presence of bjb DigiCash as an electronic payment tool is an innovation presented by bank bjb for Indonesian people. We guarantee various features of bjb DigiCash as a transaction tool, including in terms of accessibility where bjb DigiCash can be used at various merchants that equipped by the QRIS logo," said Widi.
How to use bjb DigiCash at this outlet with the QRIS logo is very easy. Users only need to scan QRIS through the bjb DigiCash or bjb DIGI application. The condition is, first make sure that your electronic money balance is sufficient. bjb DigiCash can be used to pay for products at merchants that already have QRIS without exception so that users have a wide and very diverse shopping option.
Another advantage of bjb DigiCash is that the electronic money produced by bank bjb can also be used for tax bill payments, transfers to fellow users, and converted into deposits in bank bjb savings and electronic money transfers between banks. bjb DigiCash can also be used to pay Motor Vehicle Tax (PKB) and PBB so that bjb DigiCash feels more versatile.
During COVID-19 pandemic outbreak, the use of electronic money is considerably more recommended as a means of payment transactions. The non-cash transactions with electronic money will minimize the possibility of virus transmission through the direct touch. bjb DigiCash can be used as a transaction tool anywhere and anytime which is easier, safer and more convenient to use to avoid the virus transmission.
DIVISI CORPORATE SECRETARY