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23 February 2021

Change ATM Cards with Chip Technology Cards for Safer & More Convenient Transactions


BANDUNG – bank bjb notify all customers to immediately exchange their ATM / Debit Card with magnetic tape technology for a new ATM / Debit card with chip technology. This policy is in accordance with Bank Indonesia Circular Letter No.17/52/DKSP 30 December 2015, which stipulates that all debit and ATM cards must equipped chip technology no later than December 31, 2021. If it passes the deadline, then ATM cards / with magnetic tape technology cannot be used for transactions.

Bank bjb customers can exchange old cards with new cards in all bank bjb office network by bringing their old ATM cards, savings books and ID cards. Exchange can be made with free of charge.

The use of ATM / Debit cards with chip technology is relatively safe from the threat of counterfeiting and robbery when used for transactions. This renewal step to use a chip technology is in accordance with the policy of Bank Indonesia. This is done for customer protection, while providing a sense of security and comfort when making transactions using bank bjb ATM / Debit cards.

Not only safer, this chip technology card also has more benefits. One of them is a chip technology ATM/Debit Card with the National Payment Gateway (GPN) logo, which can be used for transactions at all EDC machines with GPN logo at no cost to customers. The chip card mechanism is also part of the effort to create a more efficient and better payment system industry.

The use of ATM / Debit cards with chip technology has been implemented since 2017. In accordance with those used in the provisions of Bank Indonesia Circular, the use of ATM / Debit cards with chip technology will be implemented gradually to be comprehensive and in early 2022 all types of ATM / Debit cards magnetic tape technology can no longer be used.

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